Step 3: Attach an unverified funding source

Next, we’ll add Jane Merchant’s bank or credit union account as an unverified funding source. Unverified funding sources can only receive funds, not send.

The example below shows sample bank information, but you will include actual bank name, routing, and account numbers after prompting your customer for this information within your application. Possible values for “type” can be either “checking” or “savings”. More detail is available in API docs.

Content-Type: application/vnd.dwolla.v1.hal+json
Accept: application/vnd.dwolla.v1.hal+json
Authorization: Bearer 0Sn0W6kzNicvoWhDbQcVSKLRUpGjIdlPSEYyrHqrDDoRnQwE7Q
    "routingNumber": "222222226",
    "accountNumber": "123456789",
    "type": "checking",
    "name": "Jane Merchant - Checking"

HTTP/1.1 201 Created
customer = ''

new_fs = DwollaSwagger::FundingsourcesApi.create_customer_funding_source(customer, {
  "routingNumber" => "222222226",
  "accountNumber" => "123456789",
  "type" => "checking",
  "name" => "Jane Merchant - Checking"

p new_fs # =>
// No example for this language yet.
fs_api = dwollaswagger.FundingsourcesApi(client)

customer = ''

new_fs = fs_api.create_customer_funding_source(customer, {
    "routingNumber": "222222226",
    "accountNumber": "123456789",
    "type": "checking",
    "name": "Jane Merchant - Checking"

print(new_fs) # =>
$fsApi = new DwollaSwagger\FundingsourcesApi($apiClient);

$customer = ''
$new_fs = $fsApi->create_customer_funding_source($customer, array (
  'routingNumber' => '222222226',
  'accountNumber' => '123456789',
  'type' => 'checking',
  'name' => 'Jane Merchant - Checking',

print($new_fs); # =>

The created funding source URL is returned in the location header.

Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.